In this Article, Professor O'Connell discusses the inadequacies behind auto insurance and the system of no-fault auto insurance. Picking up where a California Senator left off with the provocative question, "Why not offer consumers a choice in the marketplace?," the author sets forth a proposal whereby consumers would have a choice. Consumers would be allowed to choose between fault-based and no-fault insurance. Such a choice would insulate the costs of no-fault coverage from those of tort liability. The latter part of the Article is spent rebutting the proposals and ideas put forth by the other contributing authors.
No-Fault Auto Insurance: Back by Popular (Market) Demand,
San Diego L. Rev.
Available at: https://digital.sandiego.edu/sdlr/vol26/iss5/3